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Why You Need Flood Insurance Now

water droplets

When Georgia residents have to pay out-of-pocket to use Atlanta disaster repair services after a flood, one of the most common comments is, “I should have had flood insurance.” If you don’t live near the ocean, giant lake or river, having flood insurance may seem unnecessary, but that’s far from the truth in today’s world. Flooding can happen anywhere, even if you are many miles from the nearest body of water. An inch or two of water can destroy a great deal of your home, from the drywall to the baseboards to the floor and beyond. Here are the top reasons to make sure you have flood insurance.

It’s Cheaper Than You Think

Flood insurance is usually a relatively inexpensive addition to your regular homeowner’s insurance. Don’t make the mistake of assuming your homeowner’s policy will cover floods—most don’t, so this extra flood insurance is very important.

It’s Useful Even if There Wasn’t a Disaster Declared

In some cases, you may experience flood damage in your home, but there wasn’t an official declaration of disaster. Flood insurance will still have you covered. There are many circumstances in which damage is significant but not quite widespread enough to be categorized as a disaster, and this is where your flood insurance helps.

Flood Insurance Covers Everything That Was Damaged

Flood insurance will cover not only the structure of the home itself, but also your personal possessions. If the water damages your furniture or other personal property, the flood insurance will cover repair or replacement of those items in addition to paying for the repair of the home.

Need Atlanta Disaster Repair Services? We’re Here to Help

Do you need disaster repair in Atlanta after a flood or another type of disaster? The Parker Young team is ready to help. Contact us anytime to learn more about our disaster repair services.

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